
Romania, an Eastern European country with a population of over 19 million people, has a transitioning healthcare system. Understanding the intricacies of health insurance and healthcare in Romania can be challenging for newcomers. This comprehensive guide aims to shed light on various aspects of this system, enabling you to navigate confidently through the Romanian medical landscape.
Healthcare System
The Romanian healthcare system consists of both a public and a private sector. The public sector, funded by social contributions and taxes, is the primary player, offering free or subsidized medical care. The burgeoning private sector provides supplementary services and comfort options.
Health Insurance
Health insurance is mandatory for all Romanian residents. Romanian citizens and foreigners with regular status can affiliate with the National Health Insurance House (CNAS) and benefit from public coverage.
Types of Health Insurance
Public Health Insurance (CNAS): Covers basic medical care, hospitalizations, medications, and dental care. Contributions are deducted from salaries or paid directly by unemployed individuals. Private Health Insurance: Complements public insurance by offering services not covered by CNAS, such as private rooms, comprehensive dental care, or consultations with specialists. Travel Insurance: Essential for tourists and non-resident foreigners, it covers emergency medical expenses during their stay in Romania.
Choosing Health Insurance
The choice of health insurance depends on your needs and situation. If you are employed, your employer will automatically affiliate you with CNAS. If you are self-employed or retired, you must affiliate with CNAS as a dependent. You can also opt for private health insurance for enhanced coverage.
Benefits and Reimbursements
Public health insurance covers a wide range of medical services, including:
Medical consultations Examinations and tests Hospitalizations Basic dental care Medications
The reimbursement level varies depending on the type of care and the severity of the illness.
Access to Care
To access care, you need to present your health insurance card and choose a general practitioner. The GP will refer you to a specialist if necessary. You can also directly consult a specialist, but the reimbursement will be lower.
Quality of Care
The quality of care in Romania varies. Public hospitals can be overcrowded, and staffing shortages are a recurring issue. The private sector generally offers higher-quality services but at a higher cost.
Tips
Learn some basic Romanian words to facilitate communication with healthcare providers. Don’t hesitate to seek a second opinion if you’re not satisfied with the diagnosis or treatment proposed. Compare different health insurance offers before making your choice. In case of emergency, dial 112 for assistance.
Conclusion
The Romanian healthcare system is constantly evolving. While there is still room for improvement, it provides adequate medical coverage to all residents. By staying informed and choosing the right health insurance, you can ensure access to quality care in Romania.
Additional Information
National Health Insurance House (CNAS) website: https://www.cnas.ro/
Ministry of Health: https://www.ms.ro/